There are a lot of dangers that can affect the way that you drive. You will find that it is imperative for you to keep your vehicle in good shape. Of all the moving parts your car tires are the most important part that you will want to check regularly. Tires that are not well-maintained are four different ways that you can experience trouble on the road such as a flat tire. And in some cases, they can cause you legal trouble.
If you have broken down on the side of the road and need help, then you may wonder if your insurance policy will cover the breakdown. Here are some ways that your policy can help cover certain issues that you may find that are related to your tires.
There are a lot of different things that your policy will cover and there are some things that it will not cover. Here are some of the things that you will want to think through.
- Potholes are a major problem for many people. If you hit a pothole, then there is a good chance that you will have more damage than just a damaged tire. Collision coverage on your policy may be able to help replace your tires if they are damaged by a pothole. The tire itself usually blows out on impact and the rim can be damaged which will mean that you need new tires and rims.
- Vandalism is a problem for a lot of people. Sometimes they may come out to their car and find that their tires have been slashed. And other times they find that their tires are missing altogether. If you do not have comprehensive coverage, then you could be paying for the loss out of your own pocket. You will also want to file a police report to have them look into the vandalism or theft that has affected your life.
- Your car insurance will not cover normal wear and tear. This is the part where you will need to inspect your tires regularly to keep them in top running order. Tires that malfunction can cause a breakdown or even worse cause damage to another vehicle.
- Your car insurance will not buy you a new tire if it goes flat. But depending on your policy you may have coverage for roadside assistance. If there is damage caused to another person’s car because of a blown tire, then you will have coverage in that case as well.
There are times when you may need the services of a lawyer. If you have a blown tire and it causes your vehicle to cause an accident, then you may find yourself in a lawsuit for damages if your policy does not cover everything. You will also find that a lawyer can represent you to the insurance companies if you find that they are not willing to work with you over a blown tire and accident.